EMI on Axis Bank Debit Card option launched on Paywith IndiaMART

Story so far
In our endeavour to provide our users with more credit-based options, we are going live with EMI option for our Axis Bank Debit Card users. Currently, we are providing EMI options only to our Credit Cardholders and to those who have an account with Zest Money.

What have we done now?
We have provided for our debit cardholders to avail credit through EMI option on Pay with IndiaMART, the minimum amount to proceed with this transaction is Rs. 5000. Once a customer successfully transacts on Pay with IndiaMART, his overdraft limit is deducted by the transaction amount and he has to pay this back to the bank in monthly installments.

Path on PWIM
Go to any invoice-> enter the amount and the purpose-> select the EMI on Debit Card Option-> read the note (to activate EMI on your debit card)->select tenure-> proceed.



On the gateway page, you will again see the tenure and the installment amount, this is the same amount and tenure that you selected, before. Then enter the card details, and if the EMI is activated on your card, OTP will get triggered and once you enter it, the transaction is completed. 

Enter OTP

Since this transaction deducts the amount from the overdraft limit, it won’t reflect in the bank statement. 

Going ahead, we will be bringing more banks on-board with this option.




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  1. Ankit

    We are not able to connect call of indiamart customer for our marketing calling purpose. Please short out the issue as soon as possible. As we are register member of indiamart

    1. indiamart

      Dear Ankit,

      We had arranged a call for your onboarding process. We hope all your queries are resolved now.
      Please let us know if you need any other help.